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Decta
Digital Bank for Small and Medium-sized enterprises
Decta UK Digital Bank offers a versatile platform designed specifically for small and medium-sized enterprises in the UK and is based on a previously created white-label solution.
Platform:
Web App, iOS, Android
Industry:
FinTech
Team size:
up to 35 people
Country:
the United Kingdom
Project Duration:
2 years
The year started & completed:
October 2022 – in progress
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This solution provides a comprehensive suite of financial management tools to support businesses in their daily operations, including streamlined onboarding and KYC processes for new merchants, efficient contract signing, a full suite of acquiring services for e-commerce terminals, responsive customer support, and seamless handling of administrative tasks.
Decta UK Digital Bank simplifies and optimizes financial management, making acquiring and transaction operations more efficient for businesses.
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Scope and Objectives
01
Onboarding / KYC
02
Contract Signing
03
General Ledger
04
Back Office Operations
05
Fee Management
Acquiring
Implement integration with a robust payment acceptance system, enabling merchants to handle transactions securely via e-commerce terminals and Payment Gateway, ensuring fast, reliable, and efficient transaction management.
Customer Care
Deploy a comprehensive support system with chat and ticketing options, empowering support agents to address inquiries and issues effectively, thereby improving user satisfaction and fostering retention.
User Management
Reuse a user management system to control access and permissions, safeguarding data security and facilitating seamless user administration across teams.
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Challenges
Adaptability to New Requirements
During User Acceptance Testing, additional requirements emerged, which we swiftly integrated to enhance the platform's functionality and user experience.
Increased Module Configurability
In response to customer feedback, we expanded configurability across key modules, offering greater flexibility to meet unique business needs.
Code Consistency and Alignment
To ensure a seamless experience, we maintained strict code alignment, preserving system integrity and smooth functionality throughout development.
Custom Payout Processing Logic
We developed tailored payout processing logic to align perfectly with the brand's existing business processes, ensuring continuity and operational efficiency.
Seamless CRM Integration
Integrating with the brand’s current CRM involved proactive cross-team planning and communication with an external vendor, enabling us to meet project deadlines while enhancing data synergy and workflow automation.
Results of the project
Decta UK Digital Bank, built on a trusted white-label platform, provides UK small and medium-sized businesses with a comprehensive financial management solution.
With features like streamlined onboarding, KYC, digital contract signing, e-commerce acquiring, and responsive support, it simplifies operations and boosts efficiency.
The project introduced enhanced configurability, a user-friendly interface, and custom payout processing aligned with the brand’s practices, ensuring smoother operations. Integration with the existing CRM streamlined data flow and automation. By adapting to evolving needs and maintaining system stability, we delivered a reliable, flexible platform that meets business demands.
Decta UK Digital Bank empowers businesses to optimize operations and focus on growth, delivering long-term value and user satisfaction.
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Tools & Technologies
Jenkins
Java
Puppet
Angular
Kotlin
Firebase
Swift
SonarQube