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What is core banking in fintech?

1 Mins read

What is core banking in fintech?

1 Mins read

Core banking refers to the real-time, centralized system that financial institutions use to manage customer accounts, transactions, lending, payments, and other core operations. In fintech, core banking platforms are now cloud-native and API-first, designed for digital-first banking, offering composable microservices and seamless integration with payment rails, lending services, compliance modules, and third-party ecosystems.