Partially. The A2A connectivity model shares conceptual similarities with open banking API integration and ISO 20022 expertise transfers. However, the Digital Euro introduces ten-plus new Eurosystem services, mandatory waterfall and reverse waterfall logic, offline issuance requirements, and a full wallet orchestration layer that has no equivalent in PSD2. Treating it as an extension of existing open banking work will produce architectural gaps that are expensive to close post-launch.

